Factors affecting credit risk of individual customers at Military Commercial Joint Stock Bank - District 5 branch
Abstract
The purpose of the study is to find factors affecting credit risk of individual customers at Military Commercial Joint Stock Bank (MB) - District 5 branch. Research data was collected from 164 individual customers having a credit relationship with MB - District 5 branch in the period of 2021 - 2023. Using the Binary Logistic regression model, the study has indicated factors including age, income, occupation, purpose loans, credit history, and educational level, all of which affect individual customer credit risk at MB - District 5 branch.